If a settlement is scheduled tomorrow, but the Closing Disclosure was just received yesterday, how can the lender legally close at the scheduled time?
A. If settlement is necessary to meet a bona fide financial emergency.
B. If the lender applies for and receives a Certificate of Early Closing (CEC) from the CFPB.
C. If the borrower signs a notarized statement waiving the three (3) day waiting period.
D. There is no way to close legally without extending the closing date.