Using the fallen income, expenses, information, calculator, surplus or deficit improvement wages 115,000 earth interest 950 dividends earn 1200 mortgage payments 38,600 auto loan payments 3300 student loan payments 9000 taxes $31,050 utilities $3600 personal savings 12,000 gas 3500 grocery 7200 in a table 6000 chair with the nations 500 clothing 1500 travel 1000